.insurers-page .page-hero {
    position: relative;
    overflow: hidden;
}

/* HERO */
.insurer-hub-hero,
.insurer-hero {
    background:
        radial-gradient(circle at 15% 10%, rgba(54, 163, 255, .22), transparent 34%),
        radial-gradient(circle at 90% 15%, rgba(22, 163, 74, .14), transparent 28%),
        linear-gradient(135deg, #0b111d 0%, #111927 52%, #151a22 100%);
    color: #fff;
}

.insurer-hub-hero h1,
.insurer-hero h1 {
    max-width: 920px;
}

.insurer-hub-hero p,
.insurer-hero p {
    color: rgba(255, 255, 255, .78);
}

/* HERO PANEL */
.insurer-search-panel,
.insurer-hero-panel {
    background: rgba(255, 255, 255, .08);
    border: 1px solid rgba(255, 255, 255, .14);
    border-radius: 28px;
    padding: 28px;
    box-shadow: 0 26px 70px rgba(0, 0, 0, .22);
    backdrop-filter: blur(14px);
}

/* IMPORTANT: doar strong direct din hero panel, nu toate strong-urile */
.insurer-hero-panel > strong {
    display: block;
    font-size: clamp(2rem, 4vw, 3.2rem);
    line-height: 1;
    margin: 8px 0 14px;
}

.insurer-hero-panel > span {
    display: inline-flex;
    padding: 7px 12px;
    border-radius: 999px;
    background: rgba(255, 255, 255, .12);
    color: rgba(255, 255, 255, .82);
    font-weight: 700;
    font-size: .82rem;
}

/* HELP PANEL DIN HUB */
.insurer-help-panel {
    max-width: 460px;
}

.insurer-help-panel .panel-label {
    display: inline-flex;
    width: fit-content;
    padding: 8px 13px;
    border-radius: 999px;
    background: rgba(255, 255, 255, .12);
    color: rgba(255, 255, 255, .86);
    font-size: .82rem;
    font-weight: 900;
}

.insurer-help-panel h2 {
    margin: 18px 0 12px;
    color: #fff;
    font-size: clamp(2rem, 3.2vw, 3rem);
    line-height: .98;
    letter-spacing: -.05em;
}

.insurer-help-panel p {
    margin: 0;
    color: rgba(255, 255, 255, .74);
    line-height: 1.65;
}

.help-mini-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 12px;
    margin-top: 24px;
}

.help-mini-grid div {
    padding: 15px;
    border-radius: 18px;
    background: rgba(255, 255, 255, .08);
    border: 1px solid rgba(255, 255, 255, .1);
}

.help-mini-grid i {
    display: inline-flex;
    margin-bottom: 10px;
    color: #49d17d;
    font-size: 1.25rem;
}

.help-mini-grid strong {
    display: block;
    margin: 0;
    color: #fff;
    font-size: 1rem;
}

.help-mini-grid small {
    display: block;
    margin-top: 4px;
    color: rgba(255, 255, 255, .62);
    font-size: .82rem;
}

/* INTENT PILLS */
.insurer-intent-pills {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    margin-top: 22px;
}

.insurer-intent-pills span {
    display: inline-flex;
    align-items: center;
    border-radius: 999px;
    padding: 9px 13px;
    background: rgba(255, 255, 255, .1);
    border: 1px solid rgba(255, 255, 255, .12);
    color: rgba(255, 255, 255, .84);
    font-weight: 700;
    font-size: .86rem;
}

/* MINI CHECKLIST */
.mini-checklist {
    display: grid;
    gap: 10px;
    margin-top: 22px;
}

.mini-checklist div {
    display: flex;
    align-items: center;
    gap: 9px;
    padding: 12px;
    border-radius: 16px;
    background: rgba(255, 255, 255, .08);
    color: rgba(255, 255, 255, .84);
}

.mini-checklist i {
    color: #49d17d;
}

/* HUB SEARCH */
.insurer-picker-section {
    position: relative;
}

.insurer-heading-row {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(300px, 420px);
    gap: 28px;
    align-items: end;
}

.insurer-filter {
    padding: 18px;
    border-radius: 24px;
    background:
        radial-gradient(circle at 95% 0%, rgba(54, 163, 255, .16), transparent 35%),
        #ffffff;
    border: 1px solid rgba(15, 23, 42, .08);
    box-shadow: 0 18px 55px rgba(8, 15, 28, .09);
}

.insurer-filter label {
    display: block;
    margin-bottom: 9px;
    color: #111827;
    font-weight: 900;
    font-size: .9rem;
}

.insurer-filter-box {
    display: flex;
    align-items: center;
    gap: 10px;
    min-height: 50px;
    padding: 0 14px;
    border-radius: 16px;
    background: #f3f7fb;
    border: 1px solid rgba(15, 23, 42, .09);
}

.insurer-filter-box i {
    color: #c45818;
    font-size: 1.05rem;
    flex: 0 0 auto;
}

.insurer-filter-box input {
    width: 100%;
    border: 0;
    outline: 0;
    background: transparent;
    color: #111827;
    font: inherit;
    font-weight: 800;
    min-width: 0;
}

.insurer-filter-box input::placeholder {
    color: #7d8da3;
    font-weight: 700;
}

.insurer-filter small {
    display: block;
    margin-top: 10px;
    color: #667085;
    font-weight: 800;
    font-size: .82rem;
}

/* GRID CARDURI */
.insurer-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(min(100%, 310px), 1fr));
    gap: 22px;
}

.insurer-card {
    position: relative;
    display: flex;
    flex-direction: column;
    min-height: 245px;
    padding: 28px;
    border-radius: 28px;
    background:
        radial-gradient(circle at 90% 12%, rgba(54, 163, 255, .12), transparent 32%),
        linear-gradient(180deg, #ffffff 0%, #f8fbff 100%);
    border: 1px solid rgba(15, 23, 42, .08);
    box-shadow: 0 24px 70px rgba(8, 15, 28, .13);
    text-decoration: none;
    color: #111827;
    overflow: hidden;
    transition: transform .22s ease, box-shadow .22s ease, border-color .22s ease;
}

.insurer-card::after {
    content: "";
    position: absolute;
    right: -34px;
    bottom: -34px;
    width: 120px;
    height: 120px;
    border-radius: 999px;
    background: rgba(249, 115, 22, .08);
    pointer-events: none;
}

.insurer-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 34px 90px rgba(8, 15, 28, .18);
    border-color: rgba(249, 115, 22, .34);
}

.insurer-card span {
    position: relative;
    z-index: 1;
    display: inline-flex;
    align-self: flex-start;
    padding: 8px 13px;
    border-radius: 999px;
    background: #eaf4ff;
    color: #075eb3;
    font-size: .78rem;
    font-weight: 900;
    letter-spacing: -.01em;
}

.insurer-card h3 {
    position: relative;
    z-index: 1;
    margin: 24px 0 12px;
    font-size: 1.55rem;
    line-height: 1.1;
    color: #111827;
    letter-spacing: -.04em;
}

.insurer-card p {
    position: relative;
    z-index: 1;
    color: #526173;
    margin: 0;
    font-size: 1rem;
    line-height: 1.65;
}

.insurer-card small {
    position: relative;
    z-index: 1;
    margin-top: auto;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-weight: 900;
    color: #c45818;
    font-size: .95rem;
}

.insurer-card[hidden] {
    display: none !important;
}

/* EMPTY SEARCH */
.insurer-empty-state {
    margin-top: 24px;
    padding: 34px;
    border-radius: 28px;
    background: #ffffff;
    border: 1px dashed rgba(15, 23, 42, .18);
    text-align: center;
    box-shadow: 0 22px 60px rgba(8, 15, 28, .08);
}

.insurer-empty-state i {
    display: inline-flex;
    width: 54px;
    height: 54px;
    align-items: center;
    justify-content: center;
    border-radius: 18px;
    background: #eef6ff;
    color: #075eb3;
    font-size: 1.35rem;
    margin-bottom: 14px;
}

.insurer-empty-state h3 {
    margin: 0 0 8px;
    color: #111827;
    font-size: 1.45rem;
}

.insurer-empty-state p {
    max-width: 560px;
    margin: 0 auto 18px;
    color: #667085;
}

/* DETAIL PAGES */
.insurer-intent-grid .claim-card h3 {
    min-height: 58px;
}

.insurer-side-rail {
    position: sticky;
    top: 110px;
}

.area-chip-list {
    display: flex;
    flex-wrap: wrap;
    gap: 9px;
    margin-top: 20px;
}

.area-chip-list span {
    display: inline-flex;
    padding: 9px 12px;
    border-radius: 999px;
    background: rgba(17, 24, 39, .07);
    color: #111827;
    font-weight: 800;
    font-size: .86rem;
}

/* RELATED */
.related-insurers-section {
    background:
        linear-gradient(180deg, rgba(238, 246, 255, .8), rgba(255, 255, 255, .96));
}

.related-insurers-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 14px;
}

.related-insurer-card {
    display: grid;
    grid-template-columns: 1fr auto;
    gap: 6px 12px;
    align-items: center;
    padding: 18px;
    border-radius: 20px;
    background: #fff;
    border: 1px solid rgba(17, 24, 39, .08);
    text-decoration: none;
    color: inherit;
    box-shadow: 0 18px 50px rgba(17, 24, 39, .07);
    transition: transform .2s ease, border-color .2s ease;
}

.related-insurer-card:hover {
    transform: translateY(-3px);
    border-color: rgba(249, 115, 22, .35);
}

.related-insurer-card strong {
    font-size: 1.05rem;
}

.related-insurer-card span {
    grid-column: 1;
    color: var(--muted);
    font-size: .9rem;
}

.related-insurer-card i {
    grid-row: 1 / span 2;
    grid-column: 2;
    color: var(--orange);
}

/* DOCS / CTA */
.insurer-docs .rca-panel {
    min-height: 100%;
}

.insurer-final-cta {
    position: relative;
    overflow: hidden;
}

.insurer-final-cta::before {
    content: "";
    position: absolute;
    inset: 0;
    background:
        radial-gradient(circle at 12% 40%, rgba(54, 163, 255, .2), transparent 30%),
        radial-gradient(circle at 80% 0%, rgba(249, 115, 22, .16), transparent 28%);
    pointer-events: none;
}

.insurer-final-cta .site-shell {
    position: relative;
}

/* TABLET */
@media (max-width: 1024px) {
    .insurer-heading-row {
        grid-template-columns: 1fr;
        align-items: stretch;
    }

    .related-insurers-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .insurer-side-rail {
        position: static;
    }
}

/* MOBILE */
@media (max-width: 760px) {
    .insurer-hub-hero,
    .insurer-hero {
        padding-top: 42px;
        padding-bottom: 42px;
    }

    .insurer-search-panel,
    .insurer-hero-panel {
        padding: 20px;
        border-radius: 22px;
    }

    .insurer-help-panel h2 {
        font-size: 2rem;
    }

    .help-mini-grid {
        grid-template-columns: 1fr 1fr;
        gap: 10px;
    }

    .help-mini-grid div {
        padding: 13px;
    }

    .insurer-heading-row {
        grid-template-columns: 1fr;
        gap: 18px;
    }

    .insurer-filter {
        padding: 14px;
        border-radius: 20px;
    }

    .insurer-grid {
        grid-template-columns: 1fr !important;
        gap: 16px;
    }

    .insurer-card {
        width: 100%;
        min-height: auto;
        padding: 22px;
        border-radius: 24px;
    }

    .insurer-card h3 {
        font-size: 1.45rem;
        margin: 18px 0 10px;
    }

    .insurer-card p {
        font-size: .98rem;
        line-height: 1.55;
    }

    .insurer-intent-pills {
        display: grid;
        grid-template-columns: 1fr;
    }

    .related-insurers-grid {
        grid-template-columns: 1fr;
    }

    .insurer-empty-state {
        padding: 24px;
    }
}

/* SMALL MOBILE */
@media (max-width: 420px) {
    .help-mini-grid {
        grid-template-columns: 1fr;
    }

    .insurer-filter-box {
        min-height: 48px;
    }

    .insurer-filter-box input {
        font-size: .95rem;
    }
}
/* =========================
   HUB PICKER SECTION
========================= */

.insurer-picker-section {
    position: relative;
    padding-top: 34px;
    padding-bottom: 34px;
    background:
        radial-gradient(circle at 8% 0%, rgba(54, 163, 255, .10), transparent 28%),
        radial-gradient(circle at 92% 18%, rgba(196, 88, 24, .10), transparent 24%),
        linear-gradient(180deg, #091120 0%, #0b1424 100%);
}

.insurer-picker-section .site-shell {
    position: relative;
}

.insurer-picker-head {
    margin-bottom: 26px;
}

.insurer-heading-row {
    display: grid;
    grid-template-columns: minmax(0, 1.15fr) minmax(320px, .85fr);
    gap: 26px;
    align-items: center;
}

.insurer-heading-row h2 {
    margin: 10px 0 14px;
    max-width: 620px;
    color: #f4f7fb;
    font-size: clamp(2.1rem, 4vw, 4rem);
    line-height: .98;
    letter-spacing: -.05em;
}

.insurer-heading-row p {
    max-width: 620px;
    margin: 0;
    color: rgba(255, 255, 255, .78);
    font-size: 1.06rem;
    line-height: 1.75;
}

.insurer-picker-head .section-kicker {
    color: #fff;
}

/* =========================
   FILTER BOX
========================= */

.insurer-filter {
    padding: 22px;
    border-radius: 26px;
    background:
        linear-gradient(180deg, rgba(255,255,255,.07), rgba(255,255,255,.04)),
        linear-gradient(135deg, rgba(9, 19, 34, .96), rgba(15, 26, 44, .92));
    border: 1px solid rgba(255, 255, 255, .10);
    box-shadow: 0 26px 70px rgba(0, 0, 0, .25);
    backdrop-filter: blur(12px);
}

.insurer-filter label {
    display: block;
    margin-bottom: 10px;
    color: #ffffff;
    font-weight: 900;
    font-size: .95rem;
}

.insurer-filter-box {
    display: flex;
    align-items: center;
    gap: 10px;
    min-height: 54px;
    padding: 0 16px;
    border-radius: 18px;
    background: rgba(255, 255, 255, .06);
    border: 1px solid rgba(255, 255, 255, .10);
    box-shadow: inset 0 1px 0 rgba(255,255,255,.04);
}

.insurer-filter-box i {
    color: #ff8c42;
    font-size: 1.08rem;
    flex: 0 0 auto;
}

.insurer-filter-box input {
    width: 100%;
    min-width: 0;
    border: 0;
    outline: 0;
    background: transparent;
    color: #f4f7fb;
    font: inherit;
    font-weight: 800;
}

.insurer-filter-box input::placeholder {
    color: rgba(214, 224, 238, .66);
    font-weight: 700;
}

.insurer-filter small {
    display: block;
    margin-top: 12px;
    color: rgba(255, 255, 255, .68);
    font-weight: 800;
    font-size: .84rem;
}

/* =========================
   GRID
========================= */

.insurer-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(min(100%, 320px), 1fr));
    gap: 22px;
}

.insurer-card[hidden] {
    display: none !important;
}

/* =========================
   CARD STYLE - DARK THEME
========================= */

.insurer-card {
    position: relative;
    display: flex;
    flex-direction: column;
    min-height: 240px;
    padding: 26px;
    border-radius: 28px;
    overflow: hidden;
    text-decoration: none;
    color: inherit;
    background:
        radial-gradient(circle at 100% 0%, rgba(54, 163, 255, .12), transparent 34%),
        radial-gradient(circle at 92% 92%, rgba(196, 88, 24, .10), transparent 22%),
        linear-gradient(180deg, rgba(16, 24, 39, .98) 0%, rgba(11, 18, 31, .98) 100%);
    border: 1px solid rgba(255, 255, 255, .08);
    box-shadow: 0 24px 60px rgba(0, 0, 0, .24);
    transition: transform .22s ease, box-shadow .22s ease, border-color .22s ease;
}

.insurer-card::before {
    content: "";
    position: absolute;
    inset: 0;
    background:
        linear-gradient(135deg, rgba(255,255,255,.04), transparent 34%);
    pointer-events: none;
}

.insurer-card:hover {
    transform: translateY(-6px);
    border-color: rgba(255, 140, 66, .34);
    box-shadow: 0 34px 80px rgba(0, 0, 0, .34);
}

.insurer-card span {
    position: relative;
    z-index: 1;
    display: inline-flex;
    align-self: flex-start;
    padding: 8px 13px;
    border-radius: 999px;
    background: rgba(54, 163, 255, .14);
    border: 1px solid rgba(54, 163, 255, .18);
    color: #8fcbff;
    font-size: .78rem;
    font-weight: 900;
    letter-spacing: -.01em;
}

.insurer-card h3 {
    position: relative;
    z-index: 1;
    margin: 22px 0 12px;
    color: #ffffff;
    font-size: 1.7rem;
    line-height: 1.08;
    letter-spacing: -.04em;
}

.insurer-card p {
    position: relative;
    z-index: 1;
    margin: 0;
    color: rgba(230, 236, 244, .78);
    font-size: 1rem;
    line-height: 1.7;
}

.insurer-card small {
    position: relative;
    z-index: 1;
    margin-top: auto;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: #ff8c42;
    font-weight: 900;
    font-size: .96rem;
}

/* =========================
   EMPTY STATE
========================= */

.insurer-empty-state {
    margin-top: 24px;
    padding: 34px;
    border-radius: 28px;
    background:
        linear-gradient(180deg, rgba(16, 24, 39, .96), rgba(11, 18, 31, .96));
    border: 1px dashed rgba(255,255,255,.14);
    text-align: center;
    box-shadow: 0 22px 60px rgba(0, 0, 0, .20);
}

.insurer-empty-state i {
    display: inline-flex;
    width: 54px;
    height: 54px;
    align-items: center;
    justify-content: center;
    border-radius: 18px;
    background: rgba(54, 163, 255, .12);
    color: #8fcbff;
    font-size: 1.35rem;
    margin-bottom: 14px;
}

.insurer-empty-state h3 {
    margin: 0 0 8px;
    color: #ffffff;
    font-size: 1.45rem;
}

.insurer-empty-state p {
    max-width: 560px;
    margin: 0 auto 18px;
    color: rgba(255,255,255,.72);
}

/* =========================
   RESPONSIVE
========================= */

@media (max-width: 1024px) {
    .insurer-heading-row {
        grid-template-columns: 1fr;
        align-items: stretch;
    }

    .insurer-heading-row h2,
    .insurer-heading-row p {
        max-width: 100%;
    }
}

@media (max-width: 760px) {
    .insurer-picker-section {
        padding-top: 22px;
        padding-bottom: 22px;
    }

    .insurer-heading-row {
        gap: 18px;
    }

    .insurer-heading-row h2 {
        font-size: 2.45rem;
        line-height: 1;
    }

    .insurer-heading-row p {
        font-size: 1rem;
        line-height: 1.65;
    }

    .insurer-filter {
        padding: 16px;
        border-radius: 22px;
    }

    .insurer-grid {
        grid-template-columns: 1fr !important;
        gap: 16px;
    }

    .insurer-card {
        min-height: auto;
        padding: 22px;
        border-radius: 24px;
    }

    .insurer-card h3 {
        font-size: 1.45rem;
        margin: 18px 0 10px;
    }

    .insurer-card p {
        font-size: .97rem;
        line-height: 1.58;
    }
}